People invest in property to create wealth!
This is different to buying a home that you will live in for the next 5, 10 or 20 years; it’s about buying property that makes you a return on your investment.
As little as 3 years ago only 7% of the population were property investors, now almost 14% have some form of direct investment in property.
Today’s retirees are providing a sobering lesson for future generations. Poor retirement planning has cost them their lifestyle and if you want to retire comfortably you may need to put aside money and built up a nest egg to “top up” your superannuation and this is where property investment can help.
Is property investment for rich people
Statistically speaking, more than 70% of property investors currently earn between $45,000 and $70,000 a year.
Do I need a 20% deposit to get into property investment
If you have owned your first home for a couple of years it may be possible that you can start investing in property now based on your current equity, without having to save thousands for a deposit and initial costs.
How can I make sure my property investments perform
Property investment performance refers to how much a property may grow in value while incurring minimal costs to you and some issues to look out for may include:
- Structuring your loans correctly
- Ensuring the loan is in the right name
- Avoiding the purchase of high maintenance/expense properties
- Ensuring you maximise the amount you can claim in tax deductions
- Rental strategies to assist in minimising vacancy periods
- The lack of potential for capital growth in some properties
- Not paying too much – you don’t have to love it, it’s an investment property!
The rental property market
Everyone still needs a roof over their head whether they rent or own!
This trend provides stability and reliability in the rental property market and forms a buffer against substantial down-side in the market place.
Historically: residential real estate as an investment
Property value increases with a compound effect and as each year passes there is the potential for growth to occur on top of growth.
Property wealth is slow at first but eventually with well thought out property investments, time, the right information, and patience will see growth in your portfolio.
About investment finance
Finance options can dramatically change the way you invest in properties and getting your finance strategy right first is just as important as finding the right property.
Property investors are not in the business of property, they are in the business of making money and finance strategy is a money-making strategy; how you can safely make the most money while using a minimum of your own money.
Not all mortgage brokers or bank lending managers have been trained to act as finance strategists and a good broker or lending manager shouldn’t just look at the best interest rate for you… they should also look at your potential as an investor and plan ahead for your financing needs.
Finance strategies
We are able to help with your overall property finance strategies by identifying and assisting you to set up the best finance options for your strategies.
We can coordinate and work with your accountant, lawyer, quantity surveyor, finance broker, etc, to ensure that your overall objective is achieved and can design individualised strategies which improve your financial situation today and assist in securing a lasting income for retirement.
We will
Support you throughout this process and work to provide the education you need to become an efficient and astute investor.
Provide you with a plan showing how and when to acquire positively geared cash flow investments and eliminate your debts.
Assist you to plan for a financially independent retirement using a system which monitors and prepares for future property investments.
Provide ongoing assistance from committed and professional individuals who have a high degree of expertise.
Assist in accessing finance and advisors to ensure that your loans are structured tax effectively and with range of services.
Our service is comprehensive and ensures that all of the necessary details for your investing success are taken care of.
